[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.reccr.cz\/svizelnou-situaci-muze-vyresit-nebankovni-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.reccr.cz\/svizelnou-situaci-muze-vyresit-nebankovni-hypoteka\/","headline":"Sv\u00edzelnou situaci m\u016f\u017ee vy\u0159e\u0161it nebankovn\u00ed hypot\u00e9ka","name":"Sv\u00edzelnou situaci m\u016f\u017ee vy\u0159e\u0161it nebankovn\u00ed hypot\u00e9ka","description":"Tak to zkr\u00e1tka v tom na\u0161em \u017eivot\u011b b\u00fdv\u00e1. Ne\u0161t\u011bst\u00ed a probl\u00e9my nechod\u00ed po hor\u00e1ch, ale po lidech. Leckdy se do nesn\u00e1z\u00ed dostaneme i kv\u016fli n\u011bkomu jin\u00e9mu, ale to v podstat\u011b…P\u0159e\u010d\u00edstSv\u00edzelnou situaci m\u016f\u017ee vy\u0159e\u0161it nebankovn\u00ed hypot\u00e9ka<\/span><\/span><\/a>","datePublished":"2018-05-21","dateModified":"2023-05-29","author":{"@type":"Person","@id":"https:\/\/www.reccr.cz\/author\/#Person","name":"","url":"https:\/\/www.reccr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"reccr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.reccr.cz\/wp-content\/uploads\/img_a318152_w2204_t1528904155.jpg","url":"https:\/\/www.reccr.cz\/wp-content\/uploads\/img_a318152_w2204_t1528904155.jpg","height":0,"width":0},"url":"https:\/\/www.reccr.cz\/svizelnou-situaci-muze-vyresit-nebankovni-hypoteka\/","about":["Www"],"wordCount":469,"articleBody":" Tak to zkr\u00e1tka v tom na\u0161em \u017eivot\u011b b\u00fdv\u00e1. Ne\u0161t\u011bst\u00ed a probl\u00e9my nechod\u00ed po hor\u00e1ch, ale po lidech. Leckdy se do nesn\u00e1z\u00ed dostaneme i kv\u016fli n\u011bkomu jin\u00e9mu, ale to v podstat\u011b \u017e\u00e1dn\u00fd bankovn\u00ed institut nezaj\u00edm\u00e1. Klienta posuzuj\u00ed snad pouze podle dvou v\u011bc\u00ed a to je jeho bonita a p\u0159\u00edjem. \u017d\u00e1dn\u00e9 pochopen\u00ed, soucit nebo jin\u00e9 citov\u00e9 projevy zde m\u00edsto nemaj\u00ed. Banka velmi ochotn\u011b zpracuje v\u00e1\u0161 po\u017eadavek, kdy \u010dek\u00e1te ur\u010dit\u00fd \u010das na vyhodnocen\u00ed a pak u\u017e jsou jen dv\u011b rozhodnut\u00ed. Ano, prov\u011b\u0159eno, schv\u00e1leno, smlouva je p\u0159ipravena k podpisu, m\u016f\u017eete se dostavit. Ne. N\u00edzk\u00fd p\u0159\u00edjem nebo negativn\u00ed z\u00e1znam, kdy se nahl\u00ed\u017e\u00ed do t\u0159ech hlavn\u00edch registr\u016f dlu\u017en\u00edk\u016f: Registr neplati\u010d\u016f Solus \u2013 je nejroz\u0161\u00ed\u0159en\u011bj\u0161\u00ed a tak\u00e9 nejv\u00edce vyu\u017e\u00edvan\u00fd. Pou\u017e\u00edvaj\u00ed ho jak banky, tak r\u016fzn\u00ed dodavatel\u00e9 elekt\u0159iny, vody, telefonn\u00ed a leasingov\u00e9 spole\u010dnosti atd. Platnost \u00fadaj\u016f trv\u00e1 3 roky, pot\u00e9 je teprve z\u00e1znam vymaz\u00e1n. Bankovn\u00ed registr klientsk\u00fdch informac\u00ed (BRKI) \u2013 vznikl v roce 2002 a vytvo\u0159ily ho \u010desk\u00e9 banky. Je tak trochu z\u00e1ludn\u00fd, jeliko\u017e m\u016f\u017eete spl\u00e1cet poctiv\u011b svoje z\u00e1vazky, ale sta\u010d\u00ed p\u0159e\u010derpat sv\u016fj kontokorent a m\u00e1te probl\u00e9m na sv\u011bt\u011b. Platnost \u00fadaj\u016f je v tomto p\u0159\u00edpadu a\u017e 4 roky. Nebankovn\u00ed registr klientsk\u00fdch informac\u00ed (NRKI) \u2013 jak podle n\u00e1zvu m\u016f\u017eete tu\u0161it, tak se jedn\u00e1 o r\u016fzn\u00e9 nebankovn\u00ed spole\u010dnosti, kdy princip funguje stejn\u011b jako u p\u0159ede\u0161l\u00e9ho registru, v\u010detn\u011b doby platnosti z\u00e1znamu. Z\u00e1znam je jedna v\u011bc a \u0159e\u0161en\u00ed bude druh\u00e1. Skute\u010dn\u011b se mohlo st\u00e1t cokoliv, pro\u010d banka nevyjde vst\u0159\u00edc a ani jste o tom nemuseli v\u011bd\u011bt. Zkuste se obr\u00e1tit na jinou, nebankovn\u00ed spole\u010dnost, nen\u00ed to \u017e\u00e1dn\u00e1 ostuda. Nad\u011bje um\u00edr\u00e1 posledn\u00ed Tak to \u0159\u00edkala star\u0161\u00ed generace a m\u011bla pravdu. Je\u0161t\u011b jste nezkusili v\u0161echno, abyste museli vzd\u00e1t sv\u016fj sen nebo pl\u00e1ny. Obr\u00e1tit se na spole\u010dnost, kter\u00e1 m\u00e1 na trhu sv\u00e9 dobr\u00e9 jm\u00e9no a nab\u00edz\u00ed svoje slu\u017eby, nen\u00ed nic \u0161patn\u00e9ho. Mo\u017en\u00e1 pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ka bude pro v\u00e1s v\u00fdchodisko a \u0161\u0165astnou volbou. Nebojte se \u00farok\u016f, jsou toti\u017e mnohdy shodn\u00e9 s bankovn\u00edmi. Tak\u00e9 z\u00e1le\u017e\u00ed na z\u00e1znamu v registru, proto\u017ee jen ten m\u016f\u017ee ovlivnit \u00farokovou sazbu, ale neovlivn\u00ed z\u00edsk\u00e1n\u00ed hypot\u00e9ky. M\u016f\u017eete pak se z\u00edskan\u00fdm obnosem, splatit cokoliv pot\u0159ebujete, \u00fav\u011bry, exekuci, koupit byt, zkr\u00e1tka za\u010d\u00edt plnit sv\u016fj sen. Nav\u00edc na posouzen\u00ed nemus\u00edte \u010dekat dlouhou dobu, naopak v\u0161e se odehr\u00e1v\u00e1 velmi rychle. Vyzkou\u0161ejte a budete mo\u017en\u00e1 mile p\u0159ekvapeni. 4.5\/5 - (13 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sv\u00edzelnou situaci m\u016f\u017ee vy\u0159e\u0161it nebankovn\u00ed hypot\u00e9ka","item":"https:\/\/www.reccr.cz\/svizelnou-situaci-muze-vyresit-nebankovni-hypoteka\/#breadcrumbitem"}]}]